Many people are finding themselves feeling stressed and anxious about their financial situation in these tough economic times. You may have lost your job, seen your income drop severely, or be struggling to deal with the increased costs of living; you may be managing OK financially now, but are worrying about the future. There are many things you can do to live well in these difficult times, come join us and we will let you know how.
Public Affairs Specialist, Maria Grice, will be speaking on all topics related to Social Security. This will be an excellent opportunity to have your pressing questions about Social Security answered. Whether you are already collecting Social Security or just entering retirement, this class will let you know what to expect.
This class is all about resources and information on navigating financial aid, grants, loans and all forms of college assistance.
This class is designed for everyone living on a fixed income. Learn to "stretch" your income by setting priorities, establishing a budget, planning and saving.
You created a plan, budget and saved. What now? This class is geared toward bringing all together to meet your financial success.
Part 5 of 6
How to create a plan to successfully achieve financial freedom and your families goals and dreams. In this class we will discuss the different financial areas of your life (i.e. budgeting, debts, mortgage, savings, emergency funds, investments, life insurance, etc.), and simple solutions that can be implemented to put you on the right track to achieving financial freedom and your families goals and dreams.
The only way to compete in an ever-changing market environment is to be active. Constant fluctuations in the stock market have made the financial planning process quite challenging. In this seminar, we will discuss:
Estate planning is never an easy process, but this process will eliminate uncertainties and shorten your time spent in probate court. This class will walk you through some simple steps for creating an estate plan that will put your mind at ease.
Join us for part 2 to have all of your questions and concerns addresses.
Have you ever tried to prepare a budget to guide you in managing your expenditures? Did you get lost and frustrated and finally give up? This session is intended to take some of the mystery out of budgeting and give you practical ways to prepare a personal budget that you might just use.
Your credit history is a very important part of your financial life. It can determine whether you can buy a house or a car, and how much you will pay for it. This workshop will give you some tips on where an how you can repair your credit.
This class will teach you: the three different savings accounts you need, becoming a Owner instead of a Loaner, compound interest and how it helps your money grow, long-term retirement savings strategies, tax deffered vs. taxable investments, the high cost of waiting to save, and making your money last through retirement.
Continuing from Simple Steps to Estate Planning (part 1); the object of this class is to cover simple myths, and answer all of your questions and concerns about Estate Planning. Everyone will have a clear understanding of how Estate Planning works and how to put an Estate Plan into action.
The goal of this workshop is to help students formulate goals, prioritize spending and develop realistic spending plans. The instructor offers ideas on simple methods to track spending and maintain better personal records. You will have the opportunity to discuss how to change the way you use money, as well as look at what are needs versus wants. You will leave the class with a budget and action plan.
Closing remarks and open discussion on the financial education series and personal financial situations.
Part 6 of 6
Are you always wondering why you don't have enough money to last the entire month? This class will teach you how to create a successful budget plan that will allow you to have enough money at the end of every month. We will discuss the basic elements of a budget and how to create a monthly budget plan.
A key part to managing your financial journey is knowing where you have been. This class provides you with a comprehensive record detailing the value of your assests and where to find important documents when you need them.
Learning how to save money in this economy is important, come join us and learn how.
The goal of this workshop is to help students formulate goals, prioritize spending and develop realistic spending plans. The instructor offers ideas on simple methods to track spending and maintain better personal records.
You will have the opportunity to discuss how to change the way you use money, as well as look at what are needs versus wants. You will leave the class with a financial action plan.
Learn ways to save IDA accounts and grow your money.
How to set up your financial household as a married couple. In this class we will discuss the topics you and your spouse should discuss to create a successful financial household together as a couple.
Understand the benefits of budgeting and how to use a budgeting tool.
The only way to compete with an ever-changing market environment is to be active. Constant fluctuations in the stock market have made the financial planning process quite challenging. In this seminar, we will discuss:
Wise financial management requires a series of daily choices. With a spending plan, your choices are prioritized to help you stay on track and follow the plan. This class will teach you about the importance of a spending plan so that you can reach your financial goals.
This This TaxTalks seminar will discuss the latest tax updates and information.
This session will provide an overview of managing your money
In this seminar, we will discuss:
Learn what identity theft is and how you can protect your identity. This seminar will also look at the ways your identity could be stolen, the signs of identity theft, and steps to take when you become a victim of identity theft.
The Trends in Real Estate class will discuss...
Roundtable Discussion
Attendees may have many questions and concerns about finances. This will be an opportunity to answer any questions and to allow for open discussion.
Learn the use of credit report, how to order, read and repair your credit. Building a credit history via credit cards, and how they can work for and against you.
Which One to Buy? - In this class we will discuss the pros and cons of Term and Cash Value life insurance policies and which one would be the best to buy for your families needs.
Recognize all the typed and amounts of debt you have now and assess whether you’re overloaded. Set up a plan to reduce or eliminate debt and avoid piling it on again in the future.
Learn about types of loans, value of credit, and the effect of interest rates on loans and credit cards.
What you don't know about your debt may hurt you. In this class we will discuss the hidden dangers of debt and what questions to ask when applying for a credit card, a personal loan, car loan or mortgage. We will also discuss the importance of your credit score and indentify theft.